Are you looking for legal protection after a car crash? As well as suffering from physical injuries, you may be feeling overwhelmed by the legal side of things. Here is what you need to know.
Protection After a Car Crash | Personal Injury Protection Insurance
In Texas, most drivers have personal injury protection, PIP coverage, on their insurance policy. If you don’t have it, you really should get it. What that does is it provides immediate reimbursement to you for medical expenses and for lost time at work. There are limits to PIP insurance. The most common policy in Texas provides $2,500 worth of payments, but check with your insurance agent because you can get $5,000 – $10,000. Some companies will provide even more. What we can do for you for no charge is fill out a form, and send in your paperwork. You get all your out-of-pocket expenses immediately reimbursed and you get 70% of your wages immediately reimbursed. We’ll handle all of the administrative stuff, and none of our fees apply to those coverages.
Protection After a Car Crash | Your Lawyer Protects You from Insurance Companies
If an insurance company calls you after a car accident, especially if it’s the other person’s insurance, be very careful what you say. The fact of the matter is, they can only record you if they ask you, but be very careful. I always tell people not to give them a statement. You need somebody there sitting with you who can hear the questions, make sure they’re appropriate questions and make sure that the information they want to get from you is information they’re allowed to have.
Insurance companies hire adjusters that are trained to ask questions to which there’s no good answer. They record it and type it up, and they use it against you. Don’t get caught in that trap. Before you talk to the other person’s insurance company, make sure you have someone experienced by your side.
If your insurance company wants to talk to you, you need to cooperate with them. They’re the ones that are trying to help you get your car fixed and take care of those basic things. If the other person’s insurance calls you, I wouldn’t talk to them; not unless you have a San Antonio car accident lawyer ready to go.