Did you get injured in a car? Here’s what you need to do: read this article for guidance, then contact our San Antonio attorneys today.
Do You Need a Lawyer?
The honest truth is not always, but you need to know when that is the case. If you’ve been seriously injured, have medical bills piling up, are missing time from work, you’re probably going to need a lawyer. You need to worry about things like how am I going to pay my bills? What am I going to do if I can’t go to work for another two weeks? How am I going to get my car fixed?
Let’s be upfront about this: if you’re not hurt, your car has got a dent in it, and the insurance company says they’ll fix it, you probably don’t need a lawyer.
Dealing with Insurance Companies
If an insurance company calls you after a car accident, especially if it’s the other person’s insurance, be very careful what you say. The fact of the matter is, they can only record you if they ask you, but be very careful. I always tell people not to give them a statement. You need somebody there sitting with you who can hear the questions, make sure they’re appropriate questions and make sure that the information they want to get from you is information they’re allowed to have.
Insurance companies hire adjusters that are trained to ask you questions to which there’s no good answer. They record it and type it up, and they use it against you. Don’t get caught in that trap. Before you talk to the other person’s insurance company, make sure you have someone experienced by your side.
If your insurance company wants to talk to you, you need to cooperate with them. They’re the ones that are trying to help you get your car fixed, and take care of those basic things. If the other person’s insurance calls you, I wouldn’t talk to them; not unless you have a lawyer ready to go.
Statute of Limitations
If you’ve been in a car accident in Texas, you have two years to take action. That doesn’t mean you should wait one year and 364 days, but you do have time. You don’t have to let somebody rush you into anything. Two years is the absolute limitation period, and that’s two years from the date of that wreck. If you call us a day before that time runs out, we may not be able to help you. Take your time though. Think things through and get a grip on what you’re facing with medical bills, with work, with repair bills, all of those things, and we’ll take action.
If you’ve been in a car accident in Texas, you might get a quick phone call from an insurance company. They might want to offer you $500 right up front. You should absolutely not accept that offer. The thing you need to think about is when you accept that check, when you sign that piece of paper, it’s over. If you find out next week that your doctor is telling you to get surgery, there’s nothing you can do to get compensation for that. That’s why insurance companies call you and offer you a quick check. Quick and easy usually isn’t the right answer.
Were you or a loved one injured in a car? Here’s what you need to do: contact a San Antonio Car Accident Lawyer at Rush & Gransee today for a free confidential consultation. Let our experience work for you.
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