Dealing with Insurance Companies

Question:

Should I talk to the insurance company after my accident?

Answer:

If an insurance company calls you after a car accident, especially if it’s the other person’s insurance, be very careful what you say. The fact of the matter is, they can only record you if they ask you, but be very careful. I always tell people not to give them a statement. You need somebody there sitting with you who can hear the questions, make sure they’re appropriate

questions and make sure that the information they want to get from you is information they’re allowed to have.

Insurance companies hire adjusters that are trained to ask you questions to which there’s no good answer. They record it and type it up, and they use it against you. Don’t get caught in that trap. Before you talk to the other person’s insurance company, make sure you have someone experienced by your side.

If your insurance company wants to talk to you, you need to cooperate with them. They’re the ones that are trying to help you get your car fixed, and take care of those basic things. If the other person’s insurance calls you, I wouldn’t talk to them; not unless you have a lawyer ready to go.