Car Accident Medical Bills

Question: Who will pay for my medical bills after a car accident?

In Texas, when you’re injured in a car crash, there are a couple of things going on. If you have health insurance, they will pay for those bills. It’s becoming more and more complicated and some health insurance companies don’t like paying for those bills, but we’ll navigate those waters for you.

The thing to keep in mind, however, is if your health insurance company pays for your medical bills and then you recover money from the person who hit you, you have to pay back your health insurance company. Health insurance is there primarily if you have a cold or a sore throat. They will pay the bills for a car wreck, but they just have a law – it’s called subrogation – and it’s written in your insurance policy that says if you recover from that wrongdoer, you have to pay them back. With an experienced law firm, they’re going to call that health insurance company and say, “We did all the work. We got this money back for you, and there are

Texas laws that say you can’t have it all because the person who suffered the injuries is really the one who needs it.” We’ll negotiate that, we’ll lower what we have to pay back to the health insurance company, and that puts more money in your pocket. That puts more money available for you to take care of whatever happened to you.