4 Car Accident Questions

In Texas, when you’re injured in a car crash, there are a couple of things going on. If you have health insurance, they will pay for those bills. It’s becoming more and more complicated and some health insurance companies don’t like paying for those bills, but we’ll navigate those waters for you.

The thing to keep in mind, however, is if your health insurance company pays for your medical bills and then you recover money from the person who hit you, you have to pay back your health insurance company. Health insurance is there primarily if you have a cold or a sore throat. They will pay the bills for a car wreck, but they just have a law – it’s called subrogation – and it’s written in your insurance policy that says if you recover from that wrongdoer, you have to pay them back. With an experienced law firm, they’re going to call that health insurance company and say, “We did all the work. We got this money back for you, and there are Texas laws that say you can’t have it all because the person who suffered the injuries is really the one who needs it.” We’ll negotiate that, we’ll lower what we have to pay back to the health insurance company, and that puts more money in your pocket. That puts more money available for you to take care of whatever happened to you.

If you’ve been in a car accident in Texas and it’s prevented you from going to work, whether that’s for three days, a week, or longer, you’re entitled to compensation for that lost time. Even if your employer allows you to take it as vacation time or doesn’t penalize you for it, you’re still losing something of value. For example, if you made $5 an hour and you work 10 hours a day, that’s $50 a day that’s coming out of your pocket because someone was careless, caused you an injury, and you’re missing time from work. Whatever your pay rate is, whatever your salary is, for that number of days, weeks, or months, you’re entitled to it. If it goes into the future, you’re entitled to what that would calculate out to as well.

If you’ve been in a car accident in Texas and it wasn’t your fault, but the police are saying it’s your fault, you don’t have to give in. We have the resources. We hire accident re-constructionists, and engineers. We’ll go out to the scene. We’ve handled cases where a DPS officer said the crash was 100% our client’s fault, but when we went to the scene, and when we looked at all of the evidence, we found that the other driver was 100% at fault. We looked at the skid marks, and the crash results. The engineers measured the scene, took their tests and made their determinations.

Drunk driving accidents in Texas unfortunately are a very common thing. Texas has one of the highest drunk driving rates in the nation. If you’ve been involved in a car accident with a drunk driver, there are a couple of things you need to know. Number one, whatever happens to the other driver on the criminal side happens to them. You need to worry about what’s going to happen to you. Their insurance company needs to compensate you. Their insurance company needs to accept the fact that this was more than carelessness. This was somebody going out, getting drunk, barreling down the road and slamming into you, and that causes a lot of harm.

In Texas, if you’ve been hit by a drunk driver you need somebody on your side that understands the intricacies of that. At our law firm, we have criminal defense lawyers. We understand the laws of drunk driving, and we put those to your benefit. We use those to help you in your civil lawsuit.